Dhikr & Du'a · Through the day
Money & Shopping
أدعية المال والسوقKeeping Allah in mind where the world is loudest
Number 209 is the du'a of the marketplace, said as you enter; the Prophet ﷺ promised an immense reward and the wiping away of sins for the one who declares Allah's oneness there. Numbers 136 and 137 are for the weight money can put on the heart: one asks Allah to make His lawful provision enough for you, the other seeks refuge from worry, debt, and being overpowered.
Recite the Arabic, lean on the transliteration while you learn it, and read the meaning so your heart is present. Say them where you would normally forget, and the errand becomes worship.
- 1
Make the lawful enough for me
اللّهُـمَّ اكْفِـني بِحَلالِـكَ عَنْ حَـرامِـك، وَأَغْنِـني بِفَضْـلِكَ عَمَّـنْ سِـواك
Allāhummak-finī biḥalālika `an ḥarāmik, wa 'aghninī bi faḍlika `amman siwāk.
O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.
sahihAt-Tirmidhi 5/560A plea that Allah suffice you with what He has made lawful so you never need what He has forbidden, and free you of all need for anyone besides Him. The root of contentment with your provision.
- 2
Refuge from worry and debt
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan, wa ‘l-`ajzi wa ‘l-kasal, wa ‘l-bukhli wa ‘l-jubn, wa ḍala`id-dayni wa ghalabatir-rijāl.
O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men.
sahihAl-Bukhari 7/158The Prophet's ﷺ refuge from worry and grief, incapacity and laziness, miserliness and cowardice, and the two burdens that crush a person: heavy debt and being overpowered by others.
- 3
The du'a of the marketplace
لا إلهَ إلاّ اللّه وحدَهُ لا شريكَ لهُ، لهُ المُلْـكُ ولهُ الحَمْـد، يُحْيـي وَيُميـتُ وَهُوَ حَيٌّ لا يَمـوت، بِيَـدِهِ الْخَـيْرُ وَهوَ على كلّ شيءٍ قدير
Lā ilāha illallāh waḥdahu lā sharīka lah, Lahu ‘l-mulku wa lahu ‘l-ḥamd, Yuḥyī wa yumīt, wa huwa ḥayyun lā yamūt, Biyadihi ‘l-khayr, wa huwa `alā kulli shay'in Qadīr.
None has the right to be worshipped but Allah alone, Who has no partner. His is the dominion and His is the praise. He brings life and He causes death, and He is living and does not die. In His Hand is all good, and He is Able to do all things.
hasanAt-Tirmidhi 5/291, and Al-Hakim 1/538Said as you enter the market. The Prophet ﷺ taught that whoever declares Allah's oneness here has a million good deeds written, a million sins erased, and is raised a million ranks; for the market is where hearts forget, and to remember Allah in it is precious.
Provision from the right hands
Rizq is from Allah alone, and so is contentment with it. These few words ask Him for both: that the lawful be enough, that the heart be free of the world's grip, and that the burden of debt be lifted before it crushes. Carry them into the market and over your accounts, and let your provision come from the only Hand that gives without ever running short.
O Allah, suffice us with Your lawful so we never reach for the forbidden, free us of all need but the need for You, and lift from us the weight of debt and the worry that travels with it.
Questions
- What is the du'a for entering the marketplace?
- It is the declaration of Allah's oneness in du'a 209, said as you enter. The Prophet ﷺ taught that whoever says it in the market has a million good deeds written for him, a million sins wiped away, and is raised a million ranks. The market is where people forget Allah, so remembering Him there carries an immense reward.
- Is there a du'a to help pay off debt?
- Yes. Du'a 137 seeks refuge from worry, grief, and the specific burden of debt and being overpowered by men. Alongside it, du'a 136 asks Allah to make His lawful provision enough for you and to free you of need for anyone besides Him, which is the root of being able to settle what you owe.
- Can asking for money really be an act of worship?
- When you ask Allah for lawful provision, name Him as your sole provider, and seek contentment with what He gives, the request itself is worship. These du'as turn money, the market, and even debt into reasons to turn back to Him rather than away.
Prophetic adhkar transcribed verbatim from Hisn al-Muslim (Sa'eed al-Qahtani) via sunnah.com; al-Bukhari and Muslim taken as sahih, jayyid/reliable as hasan. Recitation audio: the official Hisn al-Muslim audio (hisnmuslim.com) for the adhkar. Selection follows Hisn al-Muslim, with thanks to lifewithallah.com; framing is Buruja's own. FOR SCHOLAR REVIEW: confirm every Arabic text, reference, repetition count and grading before publication.
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